Patent · US Active

Method and system for payment processing

US7953660B2 · kind B2 · utility

51Cited by
74References
29Claims
0Family size

Assignee

Inventors

Key dates

Filing dateMar 30, 2001
Grant dateMay 31, 2011
Priority date
Expiry dateFeb 10, 2028

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q20/12
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

The present invention provides a method, system, and article of manufacture for providing payment services on a network. Information identifying a network user is received. The network user is assigned a payer status. A request to make a payment to a payee on behalf of the network user is received. If a first payer status is assigned to the network user, the payment will be made no matter the identity of the payee. If a second payer status is assigned to the network user, the payment will only be made if the payee is one of a group of payees that is not determined by the network user. With the second payer status, the network user can only direct payments to the group of payees. The payer status can be changed from one payer status to another payer status.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.