Payment account monitoring system and method
US7958050B2 · kind B2 · utility
31Cited by
30References
31Claims
0Family size
Assignee
Inventor
Key dates
| Filing date | Jul 2, 2007 |
| Grant date | Jun 7, 2011 |
| Priority date | — |
| Expiry date | Jul 2, 2027 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A network includes an account status system for checking the status of checking accounts used to make payments, and a payment account monitoring system that includes linking files that store, for individual credit card accounts, the account numbers for checking accounts used to pay the credit card accounts. The monitoring system periodically retrieves checking account numbers from the linking files and checks the account numbers at the status system. If a negative status is indicated at the status system, an alert is provided to the credit card company.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.