Field 55 data relationships

US7962390B2 · kind B2 · utility

Assignee

• Visa U.S.A. Inc. · US

Inventors

• Brian Maw · Norwalk, US
• Ayman Hammad · Pleasanton, US

Key dates

• Filing date: Jun 5, 2008
• Grant date: Jun 14, 2011
• Expiry date: Jun 5, 2028

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/00
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A data mining device, method, and apparatus configured to associate customer exclusive data from a payment card or device after a financial transaction. A financial transaction processing system comprises a report distribution management system, a data relationship manager, and a customer exclusive data association database. The report distribution management system receives financial transaction data. The data relationship manager determines an issuer associated with the financial transaction data, queries a subscription database for subscription data associated with the issuer and a core database for the issuer processing parameters. The processing parameters are applied to the financial transaction data and the subscription data. A customer exclusive data association database is updated with the financial transaction data once the processing parameters are applied.