Patent · US Active

System, method, and program product for foreign currency travel account

US8024242B2 · kind B2 · utility

44Cited by
106References
31Claims
0Family size

Assignee

Inventor

Key dates

Filing dateSep 4, 2009
Grant dateSep 20, 2011
Priority date
Expiry dateMay 7, 2030

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/06
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Systems, program product, and methods for securing or procuring destination currency funds for a traveler to be used for travel in a destination country commencing at a scheduled future travel date, are provided. A system can include a domestic financial institution server including foreign destination currency transaction account program product. The system provides for establishing an interest-bearing foreign destination currency transaction account having a user-selected maturity date coinciding with a preselected travel date, and near, but prior to the preselected travel date, providing to the traveler a travel debit card having access to the balance of foreign destination currency finds including both principal and accrued interest.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.