Patent · US Active

System and apparatus for transaction fraud processing

US8036981B2 · kind B2 · utility

27Cited by

8References

20Claims

0Family size

Assignee

PAYMENTECH, LLC · US

Inventors

John Earl Shirey · Atkinson, US
Tonya Lin Carroll · Merrimack, US

Key dates

Filing date	Feb 1, 2010
Grant date	Oct 11, 2011
Priority date	—
Expiry date	Feb 1, 2030

Classification

Technology area (CPC G)Physics
CPC primaryG06Q40/03
WIPO fieldIT methods for management
WIPO sectorElectrical engineering

Abstract

A system for processing transaction data is provided. The system includes a fraud policy system that provides merchant fraud policy data. An order information data system receives order information data and the merchant fraud policy data and generates order information fraud score data, such as by modifying the order information data using the merchant fraud policy data and then scoring the modified order information data. A transaction authorization system receives the order information fraud score data and the merchant fraud policy data and generates client authorization data.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.