Automated banking system controlled responsive to data bearing records

US8052042B2 · kind B2 · utility

Assignee

• Diebold Self-Service Systems, Division of Diebold, Incorporated · US

Inventors

• David E. Kolinski-Schultz · Canton, US
• Dale H. Blackson · Highland Heights, US
• Mark D. Smith · Panama City, US
• Natarajan Ramachandran · Uniontown, US

Key dates

• Filing date: Jun 10, 2008
• Grant date: Nov 8, 2011
• Expiry date: Apr 12, 2030

Classification

• Technology area (CPC G): Physics
• CPC primary: G11B2220/913
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including financial account data, and causes operation of an automated banking machine to carry out financial transactions responsive to the account data. The automated banking machine is operative to access at least one network. The automated banking machine is operative to enable a user thereof to make payments for purchases of goods or services to be delivered remote from the machine and to receive from the user a cash payment for the purchases through a cash acceptor. The automated banking machine includes a printer that provides receipts for transactions conducted through the machine.