Check accepting and cash dispensing automated banking machine system and method

US8052045B1 · kind B1 · utility

Assignee

• DIEBOLD, INC. · US

Inventors

• Wayne Warren · Akron, US
• Dale H. Blackson · Highland Heights, US
• Edward L. Laskowski · Seven Hills, US
• Tim Crews · Alliance, US
• Victor Bell · Alliance, US
• William McCarthy · Uniontown, US
• Matthew Pahl · Akron, US
• Martin J. Brown · Victoria, CA
• Todd Galloway · North Canton, US
• Robert W. Barnett · Louisville, US
• Mike Ryan · Canton, US
• James R. Kay · Uniontown, US
• Mark A. Ward · Canton, US
• David A. Peters · Tallmadge, US

Key dates

• Filing date: Oct 16, 2009
• Grant date: Nov 8, 2011
• Expiry date: Jan 1, 2030

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/20
• WIPO field: Control
• WIPO sector: Instruments

Abstract

An automated banking machine system and method includes automated banking machines that operate responsive to data bearing records and accept checks and dispense cash to users. The automated banking machines are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is dispensed to the user from the machine in exchange for the deposited check.