Patent · US Active

Automated real-time secure user data sourcing

US8055536B1 · kind B1 · utility

34Cited by
37References
7Claims
0Family size

Assignee

Inventors

Key dates

Filing dateMar 21, 2007
Grant dateNov 8, 2011
Priority date
Expiry dateJan 5, 2030

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L2463/101
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Profiling data for a consumer can be generated from one or more of the consumer's own financial records. The profiling data can be provided by the consumer him or herself through use of one or more computing devices subject to terms, conditions, rules, and/or other parameters set by the consumer. The profiling data may be provided to one or more interested parties in exchange for value, with the exchange negotiated by one or more software agents acting on behalf of the consumer. The profiling data may be provided in a manner such that it is accessible only in a manner specified by the consumer. For instance, profiling data may be subject to digital rights management or other restrictions such that the receiving party or parties may only access the data for a limited time.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.