Method and system for authentication via communication terminal using short message
US8055558B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Jan 17, 2008 |
| Grant date | Nov 8, 2011 |
| Priority date | — |
| Expiry date | May 31, 2028 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04W88/182
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The present invention discloses a method and a system for authentication via a communication terminal using short messages, in order to solve the problems that the content of a short message is easy to be leaked out by a proxy SP and that the loss and delay of a short message may lead to repeating user payments. The method includes: sending, by the communication terminal to a payment system via an SP1, a short message payment request including a payee's account identifier and a payment amount; creating, by the payment system, a payment record corresponding to the request and sending verification information to the communication terminal via an SP2, the verification information including the payee's account identifier and the payment amount; replying, by the communication terminal, confirmation information to the payment system via the SP2, upon confirming that the payee's account identifier and the payment amount in the verification information are correct; and performing, by the payment system, a payment operation. The present invention uses a dual channel (SP1and SP2) asynchronous transmission mechanism. The situation where any one of the channel is illegally controlled and thus …
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.