Late binding tokens
US8060448B2 · kind B2 · utility
264Cited by
11References
21Claims
0Family size
Inventor
Key dates
| Filing date | May 28, 2002 |
| Grant date | Nov 15, 2011 |
| Priority date | — |
| Expiry date | Apr 12, 2026 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/401
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system for verifying intent in a card not present transaction is provided. The system includes a late binding token that is distributable to consumers without necessarily being bound to an account. The system also includes a client software that locates a token server configured to facilitate managing and communicating with the late binding token. The system also includes a protocol concerning how to build a verifiably secure structured proposal that carries an offer to the consumer through the client software.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.