Patent · US Active

Method and system for predictive event budgeting based on financial data from similarly situated consumers

US8073759B1 · kind B1 · utility

29Cited by
6References
12Claims
0Family size

Assignee

Inventors

Key dates

Filing dateMar 28, 2008
Grant dateDec 6, 2011
Priority date
Expiry dateDec 31, 2029

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/12
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Financial data associated with one or more “contributing consumers” is obtained from one or more sources. The financial data obtained from the one or more contributing consumers is then aggregated, analyzed, and/or categorized, according to one or more events causing the changes and one or more criteria/parameters associated with the financial transaction data and/or the contributing consumer. The aggregated and/or categorized data representing the event related changes in the financial data is then stored. A “user consumer” then initiates a request for predictive event cost data associated with one or more specified events and the aggregated and/or categorized data representing the event related changes in the financial data is searched based. Results data representing the changes in the financial data for one or more similarly situated contributing consumers associated the specified event is then obtained and presented to the user consumer.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.