Secure payment system
US8074874B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Nov 26, 2004 |
| Grant date | Dec 13, 2011 |
| Priority date | — |
| Expiry date | Oct 1, 2026 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/40
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system for the authentication by a card-issuing financial institution of identifying information of a card-holding user of a public data network. The system includes a secure data entry device connected to the public data network and a gateway device connected to the public data network and to a private data network used for transmitting messages between financial institutions. The secure data entry device enables the user to enter identifying information of a card issued by the card-issuing financial institution, and transmits the identifying information in a secure manner over the public data network to the gateway device. The gateway device transmits the identifying information to the card-issuing financial institution and receives an approval response from the card-issuing financial institution over the private data network. The approval response provides authentication of the identifying information by the card-issuing financial institution.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.