Systems and methods for facilitating electronic transactions and deterring fraud
US8078515B2 · kind B2 · utility
Inventor
Key dates
| Filing date | May 5, 2008 |
| Grant date | Dec 13, 2011 |
| Priority date | — |
| Expiry date | May 5, 2028 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems and methods are described for providing fraud deterrents during e-commerce, e-transactions, and digital rights management and access. One or more fraud deterrents may be automatically selected by a client, seller, bank, or other 3rd party and may be implemented or presented to the client as a potential fraud deterrent option that may be chosen. Fraud deterrent options may be provided which are associated with particular aspects of the transaction including a client's profile, the value of an item, or the preferences of the seller. The fraud deterrent features can be provided as part of a digital shopping cart and may be highly customized by the client including allowing the client to customize conceptual passwords which are presented during subsequent transactions.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.