System and method for assessing risk

US8090734B2 · kind B2 · utility

Assignee

• American Express Travel Related Services Company, Inc. · US

Inventors

• Donald M. Maloche · Fort Lauderdale, US
• Rao S. Manepalli · Weston, US
• Randy Mills · Wellington, US
• Ana Muniz · Pembroke Pines, US
• Mark Rutter · Glendale, US

Key dates

• Filing date: Sep 16, 2009
• Grant date: Jan 3, 2012
• Expiry date: Nov 16, 2029

Classification

• Technology area (CPC Y): Emerging Cross-Sectional Technologies
• CPC primary: Y10S707/99943
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

An improved data handling system is disclosed that facilitates the collection, storage and distribution of information for use by one or more recipient performing a process such as assessing the risk associated with a transaction. A system for handling information includes an administrator for facilitating communication with a subscriber and an information acquisition engine that is for facilitating communication with one or more provider of information and an information assimilator that is for facilitating communication with a database. The system is configured to facilitate receiving a request from the subscriber defining one or more set of information and one or more provider of information to be received by the information acquisition engine and combined by the information assimilator into an information suite to be stored in a database.