Onetime passwords for smart chip cards
US8095113B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Feb 4, 2009 |
| Grant date | Jan 10, 2012 |
| Priority date | — |
| Expiry date | Jul 12, 2029 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L2209/805
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A financial transaction card is provided according to various embodiments described herein. The financial transaction card includes a card body with at least a front surface and a back surface. The financial transaction card may also include a near field communications transponder and/or a magnetic stripe, as well as a digital display configured to display alphanumeric characters on the front surface of the card body. The financial transaction card may also include a processor that is communicatively coupled with the near field communications transponder or magnetic stripe and the digital display. The processor may be configured to calculate one-time passwords and communicate the one-time passwords to both the near filed communications transponder or magnetic stripe and the digital display.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.