Automated banking machine that operates responsive to data bearing records

US8104674B2 · kind B2 · utility

Assignee

• Diebold Self-Service Systems, Division of Diebold, Incorporated · US

Inventors

• Mark D. Smith · Panama City, US
• Jay Paul Drummond · Massillon, US
• Michael A. Meffie · North Canton, US
• Daniel D. Wasil · Wellington, US

Key dates

• Filing date: Feb 22, 2008
• Grant date: Jan 31, 2012
• Expiry date: Dec 2, 2030

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/211
• WIPO field: Control
• WIPO sector: Instruments

Abstract

A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The automated banking machine is operative to generate a check in response to inputs from a user of the banking machine. The banking machine is operative to present the check to a user of the automated banking machine. The banking machine may be operative to present an interface or other method for a user to sign the check. The banking account corresponding to the user of the banking machine is charged an amount corresponding to the value of the check. In exchange for the check being presented at the same banking machine that generated the check, the banking machine is operative to provide the user with cash dispensed from the automated banking machine.