Patent · US Active

System for self-service recharging and method for the same

US8112627B2 · kind B2 · utility

4Cited by
1References
17Claims
0Family size

Assignee

Inventors

Key dates

Filing dateApr 21, 2008
Grant dateFeb 7, 2012
Priority date
Expiry dateDec 8, 2030

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG07F7/08
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

The present invention discloses a method for self-service recharging and a system for the same, relating to the security communications of online banking. The system comprises a client and a server. The method mainly comprises the steps of: 1) establishing a data security channel between the client and the server; 2) inputting an identifier by a user to a secure transaction device; 3) determining whether the identifier is legitimate; and if legitimate allowing the user to input a recharging operation message; 4) connecting to the server and transmitting a recharging operation request packet after receiving the recharging operation message; 5) verifying whether the secure transaction device is legitimate by the server according to information in a database stored natively, and if legitimate, deducting a recharging amount from a user account, recording an operation log, and transmitting a recharging permission command packet to the secure transaction device; and 6) conducting a recharging operation by the secure transaction device and recording an operation log. The present invention provides a way to conveniently and rapidly recharge.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.