Systems and methods for user identification string generation for selection of a function

US8162208B2 · kind B2 · utility

Assignee

• HSBC Card Services, Inc. · US

Inventors

• Daniel Eckert · Rogers, US
• Hugo A. Zambrano · Skokie, US
• Douglas J. Peters · Lansing, US
• Stuart Bain · Bound Brook, US

Key dates

• Filing date: Feb 27, 2009
• Grant date: Apr 24, 2012
• Expiry date: Oct 4, 2030

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/12
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and methods for the generation of user identification strings (UIS) used with multi-function operation vehicles are provided. In some embodiments, a system for activating a user operation vehicle can include an activation portal, a verifier and a UIS generator. The activation portal can request a base UIS and a vehicle code identifying a user operation vehicle be supplied by a user. Then, using an encryptor and a communications module, the activation portal can generate an encrypted base UIS and communicate the encrypted base UIS and the vehicle code to the verifier. The verifier can then authenticate the user and identify functions that are linked to the user operation vehicle. The UIS generator can include a decryptor and a UIS generation module to generate a unique account-specific UIS from the encrypted base UIS for each account linked to the user operation vehicle by modifying the base UIS.