Automated banking machine and system that operates to cause financial transfers responsive to data read from data bearing records

US8172134B1 · kind B1 · utility

Assignee

• Diebold Self-Service Systems, Division of Diebold, Incorporated · US

Inventors

• Natarajan Ramachandran · Uniontown, US
• Jeffrey A. Hill · Canton, US
• James Booth · Cary, US
• Pedro Tula · North Canton, US
• Paul Mercina · North Canton, US

Key dates

• Filing date: May 23, 2011
• Grant date: May 8, 2012
• Expiry date: May 23, 2031

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/20
• WIPO field: Control
• WIPO sector: Instruments

Abstract

An automatic banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that reads data corresponding to financial accounts from user cards, and carries out transactions related to the accounts. The machine includes a camera, a microphone, and the card reader at a customer interface located at the front of the machine. A servicer display device is at a servicer interface located at the rear of the machine. The customer interface and servicer interface can be placed in audio/visual communication. Although a front servicer may not be directly visible to a rear servicer, they are still able to communicate with each other through the customer interface and servicer interface during machine servicing. The servicer interface can also be used to allow a lone servicer to be audibly/visually alerted to a potential customer approaching the machine.