Patent · US Active

Systems and methods for transaction processing based upon an overdraft scenario

US8190514B2 · kind B2 · utility

72Cited by
90References
15Claims
0Family size

Assignee

Inventors

Key dates

Filing dateJun 5, 2009
Grant dateMay 29, 2012
Priority date
Expiry dateMar 22, 2030

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/03
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Facilitating commercial transactions using a payment system directory are disclosed. A payment directory and/or wireless point of sale (POS) device may be configured to use predetermined rules, a multitude of data items and/or conditions to locate a payment system, and transmit a payment authorization request from a remote location to at least one payment system, either directly, or via a payment system directory and/or a SSL Gateway.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.