Apparatus and method for integrated payment and electronic merchandise transfer

US8196818B2 · kind B2 · utility

Assignee

• MASTERCARD INTERNATIONAL INCORPORATED · US

Inventors

• Eddy Lodewijk Hortensia Van De Velde · Leuven, BE
• David Anthony Roberts · Petworth, GB
• Patrik Smets · Nijlen, BE
• Duncan Garrett · London, GB
• Jean-Paul Edmond Rans · Glabais, BE

Key dates

• Filing date: Feb 8, 2010
• Grant date: Jun 12, 2012
• Expiry date: Mar 28, 2030

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q2240/00
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Interrogation of an electronic device by a first terminal is facilitated, to obtain an account number associated with the electronic device. The electronic device is configured according to a payment specification. The first terminal has a first terminal payment module configured according to the payment specification and a first terminal electronic merchandise module configured according to the electronic merchandise infrastructure and coupled to the first terminal payment module to permit transfer of non-payment e-merchandise related information from the first terminal electronic merchandise module to the first terminal payment module. The interrogation of the electronic device is performed by the first terminal payment module. Generation of non-payment e-merchandise related information by the first terminal electronic merchandise module is facilitated. Transfer of the non-payment e-merchandise related information from the first terminal electronic merchandise module to the electronic device via the first terminal payment module, within a transaction between the electronic device and the first terminal payment module that is conducted in accordance with the payment specification,…