Method of providing transaction data, terminal, transaction method, method of enhancing bank statements, server, signals and computer program products corresponding thereto

US8219469B2 · kind B2 · utility

Assignee

• Compagnie Industrielle et Financiere D'Ingenierie “Ingenico” · FR

Inventor

• David Naccache · Paris, FR

Key dates

• Filing date: Oct 25, 2007
• Grant date: Jul 10, 2012
• Expiry date: Nov 10, 2027

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/12
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method is provided for supplying data representative of transactions between a client and at least one merchant, via a banking institution. The banking institution issues a statement to the client which, for each transaction, includes a statement line containing at least one reference for said transaction and/or the merchant, and an amount corresponding thereto. The method includes a transaction phase, including: storing data representative of said transaction, in a statement server; acquiring and storing, in an illustrative data server, at least one information representative of a photograph and/or illustration representative of said merchant, called illustrative information. A supplying phase includes: creating the statement, associating to at least one of the statement lines the data representative of the transaction and at least some of the illustrative information, and/or at least one information pointing via one hyperlink to at least some of said illustrative information, called access information.