Patent · US Active

Payment transaction using mobile phone as relay

US8219490B2 · kind B2 · utility

103Cited by
28References
25Claims
0Family size

Assignee

Inventors

Key dates

Filing dateOct 24, 2008
Grant dateJul 10, 2012
Priority date
Expiry dateDec 8, 2029

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L63/18
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Systems and methods of conducting a payment transaction using a mobile phone as a relay. The systems and methods receive transaction information associated with a transaction at a mobile communication device from a merchant. They send the transaction information with the mobile communication device to an issuer associated with the mobile communication device. The issuer thereafter sends an authorization response message to the merchant.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.