Verification and authentication systems and methods
US8239677B2 · kind B2 · utility
102Cited by
93References
40Claims
0Family size
Assignee
Inventor
Key dates
| Filing date | Oct 10, 2006 |
| Grant date | Aug 7, 2012 |
| Priority date | — |
| Expiry date | May 31, 2029 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L2209/56
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
Embodiments of the present invention provide verification and/or authentication service engines that provide a customizable solution that can be “dialed” based on the risk level assigned to individual or grouped applications. The systems can also incorporate internal and external sources of data used to verify information provided by the user. It is dynamic and can pull information from a myriad of sources during the verification process, enabling credit reporting agencies (e.g., Equifax and others), FSPs, and other service providers to facilitate real-time approval and access to products and services.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.