Investing funds from pre-paid payment accounts
US8245939B2 · kind B2 · utility
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14References
20Claims
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Assignee
Inventors
Key dates
| Filing date | Sep 21, 2009 |
| Grant date | Aug 21, 2012 |
| Priority date | — |
| Expiry date | Jul 4, 2030 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/06
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The present invention extends to methods, systems, and computer program products for investing funds from pre-paid payment accounts. Funds from accounts within a payment system are invested on behalf of account holders of the accounts. Funds are invested in accordance with a risk strategy defined for the payment system (e.g. defining investment amounts and financial assets for investment). Payments and/or gains from invested funds are disbursed to the accounts of the account holders. Payments and/or gains are disbursed in accordance with disbursement rules for the payment system (e.g., based on percentages).
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.