Patent · US Active

Multiple channel optimization for transaction messages

US8266205B2 · kind B2 · utility

93Cited by
4References
21Claims
0Family size

Assignee

Inventors

Key dates

Filing dateApr 21, 2010
Grant dateSep 11, 2012
Priority date
Expiry dateAug 17, 2030

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L67/55
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A first embodiment of the present invention relates to systems and methods for determining a priority for a set of alert triggers and performing additional processing based on the determined priority. In some embodiments, additional processing may include generating and sending of alert messages. In other embodiments, additional processing may further include determining that the generating and sending of alert messages are to be delayed until a later time. In yet other embodiments, additional processing may include determining that no alert message is to be generated and sent. A second embodiment of the present invention relates to systems and methods for dynamically selecting a delivery channel and generating an alert message for the selected delivery channel. In some embodiments, the alert message may be formatted based on the selected delivery channel. According to one embodiment, the alert message may be generated based on a compact protocol format. When the alert message is received by a mobile device, the mobile device may use the alert message to generate a second alert message.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.