Patent · US Active

Systems and methods for deposit predictions based upon Monte Carlo analysis

US8275683B2 · kind B2 · utility

41Cited by
5References
33Claims
0Family size

Assignee

Inventors

Key dates

Filing dateMar 20, 2009
Grant dateSep 25, 2012
Priority date
Expiry dateAug 6, 2030

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/00
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Systems and methods may be provided for deposit prediction based upon an example Monte Carlo analysis. The system and methods may include receiving deposit information associated with a plurality of deposits for a deposit account of a financial institution customer, where the deposit information includes a plurality of deposit amounts, and a respective date associated with each of the plurality of deposit amounts; applying a Monte Carlo analysis to at least a portion of the received deposit information; and identifying, based upon the applied Monte Carlo analysis, a largest total monetary amount that can be expected to be deposited within a time interval according to a predetermined confidence level.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.