Patent · US Active

Systems and methods for facilitating financial transactions over a network

US8280777B2 · kind B2 · utility

321Cited by
5References
19Claims
0Family size

Assignee

Inventors

Key dates

Filing dateOct 28, 2011
Grant dateOct 2, 2012
Priority date
Expiry dateOct 28, 2031

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/00
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Systems and methods for facilitating financial transactions over a network include a merchant device, a client device and a payment processing device. The merchant device is adapted to allow a merchant to provide items for purchase via the network. The client device is adapted to allow a user to access the merchant device via the network and view the items for purchase. The client device is adapted to provide a payment mechanism to the user. The user generates a purchase request for an item by selecting the one item, dragging the item to the payment mechanism, and dropping the item over the payment mechanism. The payment processing device is adapted to receive the purchase request from the client device via the network and authorize the user to purchase the item from the merchant based on information passed with the purchase request.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.