Constrained optimized binning for scorecards
US8296224B2 · kind B2 · utility
1Cited by
2References
15Claims
0Family size
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Key dates
| Filing date | Sep 30, 2008 |
| Grant date | Oct 23, 2012 |
| Priority date | — |
| Expiry date | Mar 1, 2031 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Computer-implemented systems and methods are provided for generating bins for a scorecard. An approximate set of bins is generated by applying an optimization model to binning data. The optimization model includes an objective function, constraints, and surrogate weight of evidence metric(s). The approximated set of bins are then used in scorecard operations.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.