Network accessible funds transfer system

US8296231B2 · kind B2 · utility

Assignee

• AMAZON TECHNOLOGIES, INC. · US

Inventors

• Mark Britto · Baton Rouge, US
• Aimee K. Cardwell · Plymouth, US
• FuMing Young · Los Altos, US
• Nicholas K. Peddy · Mountain View, US
• Adrian J. Blakey · Alameda, US
• Angela C. Lee · Burlingame, US
• Erich L. Ringewald · Belvedere, US

Key dates

• Filing date: Dec 28, 2009
• Grant date: Oct 23, 2012
• Expiry date: Jun 21, 2030

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/04
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A network-accessible funds transfer system is disclosed that is capable of controlling a funds transfer transaction in which a funds transfer service collects funds from a payer and transfers collected funds to a payee. In one embodiment, the funds transfer service uses credit card information specified by the payer via the service's user interface to collect funds from the payer (through interactions with a third party fulfillment service), and uses bank account information specified by the payee via the service's user interface to transfer collected funds to a bank account of the payee.