System and method for managing enhancement features assigned to financial presentation devices

US8313021B2 · kind B2 · utility

Assignee

• Visa U.S.A. Inc. · US

Inventors

• Shaun Bodington · San Leandro, US
• Barbara Patterson · South San Francisco, US
• Gregory Charles Trifiletti · Saratoga, US

Key dates

• Filing date: Feb 4, 2008
• Grant date: Nov 20, 2012
• Expiry date: Aug 28, 2030

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/02
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system for managing enhancement features assigned to financial presentation devices such as credit cards. The system includes an accounts database and a feature management module. The accounts database stores account holder data containing assigned enhancement features for associated credit cards. The feature management module is capable of updating and managing the assigned features of an individual credit card independently of other cards so as to provide enhancement features that can be customized for each individual cardholder.