Payment message routing using geo-location
US8332315B2 · kind B2 · utility
7Cited by
3References
22Claims
0Family size
Assignee
Inventor
Key dates
| Filing date | Mar 23, 2010 |
| Grant date | Dec 11, 2012 |
| Priority date | — |
| Expiry date | Dec 30, 2030 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04W4/18
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Methods and system for enabling safe and efficient money transfer between a sender and a beneficiary are provided. The method includes communicating with a beneficiary's mobile device to ascertain the beneficiary's current geo-location. Based on the geo-location and funds at hand, one or more receiving agents are selected to fulfill the transfer. The beneficiary is offered a choice of agents and the selected agent is provided with the money transfer details to complete the transfer.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.