Aggregation of customer transaction data

US8346661B2 · kind B2 · utility

Assignee

• Bank of America Corporation · US

Inventors

• Thayer Allison · Charlotte, US
• Sudeshna Banerjee · Waxhaw, US
• Debashis Ghosh · Charlotte, US
• Hemant Kagade · Charlotte, US
• Mark V. Krein · Charlotte, US
• David Joa · Irvine, US
• Kurt D. Newman · Matthews, US

Key dates

• Filing date: Mar 24, 2010
• Grant date: Jan 1, 2013
• Expiry date: May 4, 2030

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/12
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Aggregating customer records to conduct due diligence to facilitate business transaction includes receiving a request to aggregate customer transaction records, wherein the customer transaction records are stored when a customer conducts a transaction with a selected one of a first company and a second company. A plurality of customer transaction records are determined from a first enterprise. The plurality of customer transaction records are aggregated from the first enterprise, wherein the plurality of customer transaction records comprises records associated with the first company and records associated with the second company. The aggregated customer transaction records are communicated in response to the request.