System, method and computer program product for assessing risk of identity theft
US8352281B2 · kind B2 · utility
2Cited by
2References
33Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Apr 12, 2010 |
| Grant date | Jan 8, 2013 |
| Priority date | — |
| Expiry date | Apr 12, 2030 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04M2215/0148
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
In one embodiment, this invention analyzes demographic data that is associated with a specific street address when presented as an address change on an existing account or an address included on a new account application when that address is different from the reference address (e.g., a credit bureau type header data). The old or reference address and the new address, the new account application address or fulfillment address demographic attributes are gathered, analyzed, compared for divergence and scaled to reflect the relative fraud risk.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.