Method and system for implementing a dynamic verification value
US8359630B2 · kind B2 · utility
3Cited by
23References
20Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Aug 19, 2008 |
| Grant date | Jan 22, 2013 |
| Priority date | — |
| Expiry date | Aug 13, 2030 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/403
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method is disclosed, which includes receiving a message including an account identifier and a first verification value. The method uses the account identifier to select a dynamic verification value process from at least two dynamic verification value processes. Then, using the selected dynamic verification value process, a second verification value is determined. Next, the method determines if the first verification value and the second verification value match or are within an expected range.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.