Camera as a vehicle to identify a merchant access device
US8364552B2 · kind B2 · utility
7Cited by
0References
17Claims
0Family size
Assignee
Inventor
Key dates
| Filing date | Mar 18, 2011 |
| Grant date | Jan 29, 2013 |
| Priority date | — |
| Expiry date | Apr 14, 2031 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q30/0613
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems and methods of conducting a payment transaction using a mobile phone having a camera. The systems and methods receive an image of a merchant access device and optionally location data from a mobile device of a user engaged in the transaction. The systems and methods also receive transaction information associated with the transaction and account information associated with an account of the user. The systems and methods use the information to authorize or decline the transaction.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.