Apparatus and methods for providing a payment system over a network

US8386385B2 · kind B2 · utility

Assignee

• ACS State & Local Solutions, Inc. · US

Inventors

• John Polk · McLean, US
• James K. Selway · Austin, US
• Jeffrey F. Kach · Ardsley, US

Key dates

• Filing date: Jul 27, 2011
• Grant date: Feb 26, 2013
• Expiry date: Jul 27, 2031

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/02
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Apparatus and methods provide an accumulator that processes electronic payments from an employer to a recipient via a network. The payments processed may be, for example, child support payments collected from an employee by the employer. The employer may submit one transaction made up of payments collected from multiple employees bound for multiple recipients and the accumulator may receive, translate, batch, and deliver the payments to the multiple recipients. The accumulator, employers, and recipients may communicate via a network such as the Internet.