Patent · US Active

Apparatus, method, and computer program product for encoding enhanced issuer information in a card

US8401964B2 · kind B2 · utility

3Cited by
31References
37Claims
0Family size

Assignee

Inventors

Key dates

Filing dateApr 28, 2010
Grant dateMar 19, 2013
Priority date
Expiry dateJan 20, 2031

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG07F7/12
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Facilitating communications between an electronic payment device and an issuer host includes storing in the payment device a set of personalization parameters. A first set of status information indicative of available status information relating to the payment device is transformed into a second set of status information based on the set of personalization parameters, and/or a second set of actions is selected from a first set of actions indicative of available actions to be performed by the payment device based on the set of personalization parameters and an order received from the issuer for initiating at least one corresponding action in the payment device. The second set of status information includes a subset of the first set of status information; the second set of actions includes a subset of the first set of actions. The payment device transmits the second set of status information to the issuer and/or initiates the actions in the second set of actions corresponding to the order received from the issuer.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.