Banking system operated responsive to data bearing records

US8413889B1 · kind B1 · utility

Assignee

• DIEBOLD, INC. · US

Inventors

• Balaji Devarasetty · Atlanta, US
• Alok Prakash · Beaverton, US
• Lee Kravitz · Ellicott City, US
• Mark Reinart · North Canton, US
• Edith Knowles · Akron, US
• Theresa Butler · Marietta, US
• Michael E. O'Boyle · Brighton, US
• James Meek · Canton, US
• Ken Koran · Hartville, US
• Nick Billett · Massillon, US
• William Hemlick · Uniontown, US
• Ron DiFrango · Richmond, US
• Changning Jiang · Copley, US
• Donald P. McCoy · Georgetown, US
• Gregory Shimek · Akron, US
• Robert D. Symonds · Novelty, US
• Irek Singer · Mississauga, CA
• Anthony Lee · Markham, CA
• Peter St. George · Mississauga, CA
• Robert Bradley Gill · Hamilton, CA

Key dates

• Filing date: Jul 27, 2010
• Grant date: Apr 9, 2013
• Expiry date: May 13, 2031

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/211
• WIPO field: Control
• WIPO sector: Instruments

Abstract

A system includes a plurality of machines that operate responsive to data bearing records such as user cards (74, 76, 78, 80, 82, 84, 86). The machines operate to carry out financial transactions with associated host computers (90, 94, 100, 104) responsive to determinations that card data corresponds to computer stored data corresponding to authorized users or accounts. Marketing presentations are stored on and output from the machines responsive to messages exchanged with a market message server (110) which is connected to the machines. Systems can also distribute and activate instructions corresponding to states and screens logic on the machines to determine operation.