Systems and methods for remote deposit service
US8417629B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Jul 30, 2008 |
| Grant date | Apr 9, 2013 |
| Priority date | — |
| Expiry date | Dec 11, 2028 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system, method, and computer-usable medium are disclosed for the remote deposit of funds into a financial account from a point of purchase (POP) terminal. Funds are received from an account holder for remote deposit. Checks are scanned and a check image transaction is originated by the POP terminal to deposit the funds value of one or more checks into one or more financial accounts associated with the account holder. Cash funds are received and a debit transaction is originated to transfer the funds value of the cash from an account of a financial institution associated with the POP terminal into a financial account associated with the account holder. The POP terminal receives acknowledgment from the account holder's financial institution of the receipt of the deposits. The account holder is then provided the acknowledgement.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.