Patent · US Active

System and method for processing data pertaining to financial assets

US8423450B2 · kind B2 · utility

2Cited by
96References
7Claims
0Family size

Assignee

Inventors

Key dates

Filing dateDec 17, 2003
Grant dateApr 16, 2013
Priority date
Expiry dateJun 10, 2028

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/03
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A method of processing data in connection with a security is provided. The security is collateralized by a plurality of home mortgage loans or by portions of the plurality of home mortgage loans. The method comprises generating payment projections regarding principal and interest payment projections for the plurality of home mortgage loans; determining that the payment projections have errors; and modifying loan characteristic data to eliminate errors in the loan characteristic data that cause errors in the payment projections. According to another embodiment, a method comprises receiving payment data regarding the plurality of loans a plurality of times separated by a plurality of days during the reporting cycle. Each time the payment data is received, the payment data is processed and the opportunity to make corrections is provided.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.