Systems and methods for scheduling and tracking bank account activity

US8423452B1 · kind B1 · utility

Assignee

• The PNC Financial Services Group, Inc. · US

Inventors

• Michael Scott Ley · Dorpsstraat, US
• Bryan L. Mackrell · Oil City, US
• Thomas Kunz · Pittsburgh, US
• Rodney Hal Monson · Waukegan, US
• Hyun Jin Ko · Evanston, US
• Michael Aaron Chapman · Chicago, US
• Mark Alexander Jones · Evanston, US

Key dates

• Filing date: Feb 9, 2009
• Grant date: Apr 16, 2013
• Expiry date: Jun 18, 2031

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/10
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A computer-assisted method for alerting a user of a potential negative balance condition in a financial account. The method includes estimating a future account balance of the financial account and determining whether the future account balance will be a negative value. The method also includes generating for display, in a graphical format, an alert to the user that signifies when the future account balance is the negative value.