Real-time mobile wallet server
US8423462B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | May 1, 2009 |
| Grant date | Apr 16, 2013 |
| Priority date | — |
| Expiry date | Jul 26, 2030 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/385
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Techniques and apparatuses for providing wallet server information to an entity using a real-time mobile wallet server (MWS) are disclosed herein. The MWS may receive a request for personal information from an entity. The MWS may then display to a user a summary of the request, a list of selections available in the wallet server that may satisfy the request, and a list of selectable response options for the user to choose to respond to the entity. In some aspects, the wallet server may store username and associated passwords, payment information, and/or contact information. In further aspects, the MWS may generate limited-use payment information associated with existing payment information. The MWS may communicate ad hoc messaging to the entity using voice-based or real-time text-based communications over an established communication link between the MWS and entity.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.