Patent · US Active

Evolving payment device

US8442913B2 · kind B2 · utility

3Cited by
24References
11Claims
0Family size

Assignee

Inventors

Key dates

Filing dateMay 10, 2011
Grant dateMay 14, 2013
Priority date
Expiry dateMay 10, 2031

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG07F17/42
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A computer apparatus is provided that comprises processor and a computer-readable medium coupled to the processor. The computer readable medium comprises code executable by the processor for implementing a method that comprises receiving a first indication at a computer apparatus that an evolving token has been used in a first transaction. Use of the evolving token in the first transaction provides a first benefit. The method further comprises that in a subsequent transaction after the first transaction, the evolving token changes so that it is associated with a payment account and the evolving token can be used to make payments.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.