Personal financial network

US8447692B2 · kind B2 · utility

Assignee

• Bank of America Corporation · US

Inventors

• Susan Smith Thomas · Gastonia, US
• William F. Borowski · Millbury, US
• Kazi M. Ariff · Quincy, US
• Carol A. Smith · Edgartown, US
• Judith M. Anderson · Crestline, US
• Steven K. Hayes · Bemus Point, US
• Thomas D. Kelley · Hingham, US
• Neal G. Wolfson · Lexington, US
• Sean M. O'Connor · Scituate, US
• Russell W. Tipper · Boston, US
• Jeffrey P. Judd · Boston, US
• William J. Aheron · Charlotte, US
• Yicong Li · Lexington, US
• Shane Anthony Johnson · Charlotte, US
• James P. Kirkman · Acton, US
• Jeffrey H. Bierer · Charlotte, US

Key dates

• Filing date: Mar 20, 2009
• Grant date: May 21, 2013
• Expiry date: Oct 5, 2031

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/00
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Apparatus and methods for providing a personal financial network service are provided. The method may use an electronic information processing platform. The method may include storing information relating to a first participant account. The method may also include storing information relating to a second participant account. The systems and methods of the invention may further include storing information relating to a group of accounts containing the first participant and the second participant account, wherein first said account and second said account are stored independently of one another.