Patent · US Active

Open system account remote validation for access

US8448852B2 · kind B2 · utility

21Cited by
16References
30Claims
0Family size

Assignee

Inventors

Key dates

Filing dateMar 1, 2007
Grant dateMay 28, 2013
Priority date
Expiry dateMay 18, 2029

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG07B15/00
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

At each of a plurality of point of sale terminals (POS) of a transit system, for each of a plurality of riders, each seeking access to a facility of the transit system by using a payment device issued by an issuer in a payment system, data is read from the payment device, where the data includes an identifier for an account issued by an issuer. For each such access, a communication including the identifier is addressed to a network address of a system remote from the payment processing system and each of POS terminals. A response to the communication is received including information regarding whether access is granted based upon the identifier being on a list keep by the remote system. If access is granted, the rider is permitted access to the facility and the payment device is unchanged for the fare.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.