Systems and methods for transactions on the telecom web
US8463705B2 · kind B2 · utility
0Cited by
7References
24Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Feb 28, 2010 |
| Grant date | Jun 11, 2013 |
| Priority date | — |
| Expiry date | Aug 26, 2031 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L2209/56
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Embodiments of the invention broadly contemplate systems, methods, apparatuses and program products that leverage the mobile web, especially the spoken (telecom) web, to handle transactions. According to embodiments of the invention, in essence, a mobile device such as a phone is used as a terminal, remote authentication is employed, and a challenge response using a per transaction audio based code is used as a confirmation. Embodiments of the invention also provide further protection against repudiation, and greater trust in the transaction, by employing witnesses.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.