Automated banking machine controlled responsive to data bearing records

US8474699B2 · kind B2 · utility

Assignee

• Diebold Self-Service Systems, Division of Diebold, Incorporated · US

Inventors

• David E. Kolinski-Schultz · Canton, US
• Dale H. Blackson · Highland Heights, US
• Mark D. Smith · Panama City, US
• Natarajan Ramachandran · Uniontown, US

Key dates

• Filing date: Nov 7, 2011
• Grant date: Jul 2, 2013
• Expiry date: Nov 7, 2031

Classification

• Technology area (CPC G): Physics
• CPC primary: G11B2220/913
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including financial account data, and causes operation of an automated banking machine to carry out financial transactions responsive to the account data. The automated banking machine is operative to access at least one network. The automated banking machine is operative to receive a gift card code from a machine user, where the code is correlated with a monetary value in a data store. In response to receiving the code, the machine operates to dispense a non-currency gift card that is redeemable at a merchant for the monetary value in at least one of goods or services.