Method of determining credit worthiness and profitability
US8478686B1 · kind B1 · utility
Assignee
Inventor
Key dates
| Filing date | Jul 22, 2010 |
| Grant date | Jul 2, 2013 |
| Priority date | — |
| Expiry date | Feb 16, 2031 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/02
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method for determining credit worthiness and profitability. A computer program is stored on a computer storage device, which is operatively connected to a display and an input device. The computer program generates a customer screen and includes a database of customer entries. The method includes logging into the computer program, viewing the customer screen on the display, inputting a customer data set and a financing data set for a new customer into the customer screen, and generating a credit score based on the data sets. The data sets and the credit score are stored as a new customer entry in the database. The computer program also generates a disposition screen for inputting and storing a disposition data set with a selected customer data entry. The computer program also generates an analysis screen for generating and viewing a profitability report showing a profitability data set of selected customer entries.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.