System and computer program product to issue a retail prepaid card including a user-designed external face using a chit and related computer implemented methods
US8485441B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Jun 28, 2012 |
| Grant date | Jul 16, 2013 |
| Priority date | — |
| Expiry date | Jun 28, 2032 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F7/1008
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Embodiments of systems, computer program product, and related computer implemented methods to issue a closed-loop retail prepaid card including a user-designed external face using a chit, the chit being defined by an identification mechanism representing a financial commitment to issue a closed-loop retail prepaid card in an amount associated with a value paid for the chit, are provided. Embodiments of the present invention advantageously provide a service that enables a consumer to purchase, at the storefront of a retail establishment, a chit card that the consumer can subsequently redeem through a graphical user interface of an Internet website for a closed-loop retail prepaid card with a user-designed external face. The user-designed closed-loop retail prepaid card, for example, can be subsequently printed and delivered to an intended recipient. Advantageously, such a service can be made available to any retail establishment that uses a point-of-sale system.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.